Javier Aparicio Hurlot is a prominent figure in the actuarial consulting industry with extensive experience spanning several decades. Since April 1998, Javier has served as Socio and Miembro del Consejo de Administración at APARICIO & APARICIO CENTRO EXPERTO EN CONSULTORIA ACTUARIAL SL. Javier currently holds positions as Sr Advisor and Business Partner at AREA XXI S.L. and as Consejero Independiente at Assek Europe, both from 2024. Additionally, Javier has been a Senior Advisor and Partner at addactis since February 2015, with prior roles including CEO of Addactis Ibérica and Addactis®Latina. Javier's career includes significant leadership roles at Grupo Concentra, RGA Re, Gerling Konzern Globale, Aegon Seguros, and Le Mans Seguros. Javier's academic credentials include studies at Universidad Complutense de Madrid.