Victor Alfonso Penado Penado

Victor Alfonso Penado Penado has extensive experience in operations management within the financial services sector, currently serving as Subgerente de Operaciones Regional at BAC Credomatic since November 2012. Victor's role involves overseeing the implementation and optimization of tools, managing IT resources, and developing strategies for approval processes and security controls. Prior to this position, Victor held the role of Jefe de Operaciones Regional, focusing on maximizing operational efficiency across financial institutions in the region through the introduction of technological solutions and standardization of procedures. Previous roles encompass Gerente de Operaciones Tarjetas at Citibank Costa Rica and Gerente de Operaciones at Grupo Financiero Uno. Educational credentials include a Licenciatura in Business Administration with an emphasis in Accounting from Universidad Estatal a Distancia, obtained between 1997 and 2001.