Julia Encalada Freire

Julia Encalada Freire possesses extensive experience in the banking sector, currently serving as Subgerente de Banca Corporativo Empresarial at Banco de Machala since July 2013, with prior roles as Oficial de Credito Corporativo y Empresarial and Jefe de agencia. Julia's career includes positions at Banco del Austro as Oficial de Credito, Claro Ecuador in customer service, and as Asistente de Credito at Banco de Machala. Additionally, Julia has held various positions at Banco Pichincha, including oficial de negocios, Jefe de cajeros, and cajera bancaria. Julia holds a Magister en Administracion de Empresas from Universidad Técnica de Machala, earned between 2011 and 2014.