Luiz Fernando Kruel

Luiz Fernando Kruel has extensive experience in the banking and finance sector, currently serving as Superintendente Executivo - Unidade de Inteligência de Dados at Banrisul since 2007. Previous roles at Banrisul include Gerente Executivo in Analytics and Investor Relations, as well as various analyst positions focusing on budgeting, financial reporting, and credit portfolio monitoring. Prior to Banrisul, Luiz held positions such as Assistant Hotel Manager at THE SEBEL and interned in budget programming at Secretaria da Fazenda do Rio Grande do Sul. Luiz is also a former co-owner of Sinergia Brasil LTDA, contributing to its market establishment and financial management. Academically, Luiz holds a degree in Ciências Econômicas from the Federal University of Rio Grande do Sul and multiple MBAs in Finance and Corporate Governance, as well as Capital Markets from prestigious institutions.