Terrance R. Howard

VP Chief Retail And C I Lending Officer at BCB Community Bank

Terrance R. Howard, MBA, has a solid background in the banking industry with over 19 years of experience. Currently, they hold the position of VP, Chief Retail and C&I Lending Officer at BCB Bank, a role they have held since August 2021. Prior to this, they served as SVP Market Executive at First Bank NJ from August 2017 to August 2021. From January 2014 to August 2017, they worked as Vice President at Investors Bank. Before that, they were employed at Santander Bank, N.A. as VP Relationship Manager from November 2007 to January 2014. Additionally, they worked at PNC as VP-Business Banking for a brief period in 2007 and as a Business Banking Officer at U.S. Bank from September 2006 to April 2007. In 2006, they served as a Financial Specialist/Business Banker at Wachovia Bank, and prior to that, they worked as a Business Banking Officer at Fifth Third Bank from November 2002 to December 2005.

Terrance R. Howard, MBA, obtained their Bachelor of Arts (BA) degree in Economic/Computer Applications from the University of Notre Dame from 1998 to 2002. Later, from 2015 to 2017, they pursued their Master of Business Administration (M.B.A.) with a focus in Finance at Rutgers Business School.



  • VP Chief Retail And C I Lending Officer

    August, 2021 - present

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