Steven Wardall

Steven Wardall is an accomplished professional with extensive experience in banking and financial services, currently serving as the Head of Trading and Digital Propositions at Virgin Money since December 2015. In this role, Steven leads teams managing core bank products, including current accounts, savings, lending, and credit cards, while overseeing customer-facing IT initiatives. Previously, Steven held roles such as Head of Transactional Banking & Deposits, where responsibilities included managing product development and performance for business current accounts and deposits across various customer segments. As a founding member of Virgin's business bank, Steven was instrumental in developing a digital deposit gathering proposition for SMEs. Earlier career experiences include positions at Scottish Widows as Protection Proposition Manager and Senior Life and Disability Underwriter, focusing on product performance and strategic business initiatives.