José Miguel de Frutos Seminario

José Miguel de Frutos Seminario is an Associate Director in Infrastructure and Project Finance at Fitch Ratings, with a diverse background in financial analysis and project management. Prior experience includes roles as a Senior Project Finance Analyst at Dexia, where management of a portfolio valued at €1.6 billion across multiple sectors was key, and Financial Reporting Manager at GE Renewable Energy, focusing on financial consolidation and reporting. José Miguel also holds a Master's in European Business from ESCP Business School and specialized training in Renewable Energies Investment and Financing. Earlier positions include Project Finance Analyst at BBVA and participation in GE's Financial Management Program. Academic credentials include dual degrees in Economics and Law from the University of Navarra, as well as international experience through an Erasmus Programme in Management.