Michelle Kruger

Michelle Kruger, Ph.D., CFP®, currently serves as the Director of Financial Planning at Focus Partners Wealth, a position held since August 2024, where responsibilities include overseeing the Centralized Planning Group and enhancing client strategies. As a Part-Time Lecturer at The University of Georgia since January 2023, Michelle shares expertise in finance. Previous experience includes roles as Senior Financial Planner at Gratus Capital and Senior Wealth Advisor at Elwood & Goetz Wealth Advisory Group, where Michelle excelled in creating tailored financial plans for high-net-worth clients. An academic background features a Ph.D. in Financial Planning, Housing, and Consumer Economics from The University of Georgia, complemented by extensive experience in financial counseling and tax preparation.