HDFC Bank
Umakanta Mohanty is an experienced financial services professional with a strong background in mortgage management. Currently serving as a Product Manager for Mortgages at HDFC Bank since September 2022, Umakanta previously held key positions such as State Head of Mortgages at IDFC FIRST Bank and Area Sales Manager at Piramal Capital & Housing Finance. With a proven track record in channel handling, business and financial analysis, and sales management, Umakanta's expertise includes high-value Loan Against Property (LAP) and related financial products. Educational qualifications include a PGDB in Banking and Financial Support Services from Manipal Academy of Higher Education and a Bachelor's Degree in Commerce from B.J.B Autonomous College / Utkal University.
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HDFC Bank
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HDFC Bank Limited (the Bank) is a holding company. The Bank offers a range of banking services covering commercial and investment banking on the wholesale side and transactional/branch banking on the retail side. It also offers financial services. The Bank's segments include Treasury, Retail banking, Wholesale banking and Other banking business. The Treasury segment primarily consists of net interest earnings from the Bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations and on account of trading in foreign exchange and derivative contracts. The Retail Banking segment serves retail customers through a branch network and other delivery channels, as well as through alternative delivery channels. The Bank provides its corporate and institutional clients a range of commercial and transactional banking products. The Other banking business segment includes income from para banking activities.