Frank Tian

Frank Tian has extensive experience in risk management and credit portfolio management across various financial institutions. Currently, Frank serves as an Author at Unsecured Lending Risk Management, providing educational resources for consumer credit professionals, and plays a key role in building risk management for Spruce, a neo-banking platform under H&R Block. Previously, Frank held positions including Vice President of Risk Management at Union Bank, where responsibilities included managing credit card and peer-to-peer lending risks, and Senior Credit Portfolio Manager at Wells Fargo, overseeing portfolios worth $7.5 billion. Additionally, Frank has engaged in community involvement through career consulting and coaching, and contributed to industry networking as a member of the Risk Management Committee at GARP. Educational qualifications include a Master's degree in Economics from the University of Ottawa and leadership training at GE Crotonville.