Pagaya is financial technology company that enables financial institutions to expand access to more customers through its artificial intelligence network.

Finance

Pagaya

Itay Ezra

Veena Dandapani is the current Chief Client Services Officer at [Pagaya](/org/pagaya-investments). Veena has also held the position of SVP Global Head of Products at [Western Union](/org/western-union) and Board Member at Academy 360. Dandapani has over 10 years of experience in vice president-level positions in various companies. In their previous role at Catholic Health Initiatives, they were responsible for leading the strategic planning, innovation program, investment portfolio, project management office (PMO), demand management, and capital planning for a $100M portfolio. Dandapani has a proven track record in leading product strategy, design, development, and launch across digital-retail channels.

Ms. Dandapani has a Masters in Computer Science from [Western Michigan University](/org/western-michigan-university), a Bachelor of Engineering in Electronics Engineering from the University of Madras, and is certified by the [Project Management Institute](/org/project-management-institute) (PMI) as a Project Management Professional (PMP). Veena also has a certification from [Stanford University](/org/stanford) in Senior Executive Leadership.

Some of their coworkers include Yahav Yulzari - Co-Founder & Chief Revenue Officer, Richmond Glasgow - General Counsel, and Avital Pardo - Co-Founder & CTO. Veena Dandapani reports to Gal Krubiner, Co-Founder & CEO.

Veena Dandapani

Yariv Hasar is the current Chief Delivery Officer at [Pagaya](/org/pagaya-investments). Prior to this, they served as the Head of Global Delivery and Customers’ Services and Division President at [Amdocs](/org/amdocs) from October 2017 to June 2022. Hasar has also held various high-level positions in the Israeli Air Force, including Head of Software Development Center, Executive Program Manager, and Head of Engineering Department. In addition, they have served as a Strategic Planner for the Israel Ministry of Defense.

Yariv Hasar graduated with a Bachelor of Science in Computer Science from the Technion - Israel Institute of Technology. Yariv then went on to earn a Master of Science in Computer Science from [Tel Aviv University](/org/tel-aviv-university). Finally, they earned their MBA from the Northwestern University - Kellogg School of Management.

Some of their coworkers include Richmond Glasgow - General Counsel, Tami Rosen - Chief People Officer, and Avital Pardo - Co-Founder & CTO. Yariv Hasar reports to Gal Krubiner, Co-Founder & CEO.

Yariv Hasar

Michael Kurlander is currently the CFO at [Pagaya](/org/pagaya-investments). Prior to that, they were the Deputy Global Treasurer at Citadel from October 2017 to June 2021. Before that, they were the Managing Director - COO of GS Bank USA at [Goldman Sachs](/org/goldman-sachs) from January 2000 to October 2017. Michael started their career at Arthur Andersen as an Assurance and Business Advisory from January 1999 to December 2000.

Michael Kurlander received their MBA from Columbia Business School and their undergraduate degree from the [University of Maryland](/org/university-of-maryland).

Michael Kurlander reports to Gal Krubiner, Co-Founder & CEO. They work with Benjamin Blatt - Chief Business Officer, Veena Dandapani - Chief Client Services Officer, and Aser Blanco - Chief Innovation Officer.

Michael Kurlander

Kristen Manginelli is the current head of lead generation and growth strategy at [Pagaya](/org/pagaya-investments). Kristen has also served as the chief marketing officer at [Webster Bank](/org/webster-bank) from February 2022 to October 2022. Kristen has been with [Webster Bank](/org/webster-bank) since September 2014, where they started as the Senior Vice President Director of Marketing. In this role, they were responsible for developing and leading IR strategy outlining the company’s vision, growth opportunities and business initiatives in a way that creates clarity, consistency and widespread understanding among investors and analysts. Kristen was also responsible for managing on-going custom research projects to identify demographics and purchasing needs of 340,000+ customers and determine potential areas for growth based on customer interactions and transactional behaviors. Kristen was promoted to their current position in October 2020.

Kristen Manginelli has a Masters of Science in Accounting from the University of Connecticut School of Business and a Bachelor of Science in Business Administration from the University of Connecticut School of Business. Kristen is also certified as a Certified Public Accountant from the [AICPA](/org/aicpa).

Kristen Manginelli reports to Leslie Gillin, Chief Growth Officer.

Kristen Manginelli

Edward Mallon is the current Chief Investment Officer at [Pagaya](/org/pagaya-investments). Prior to this, they were a Managing Director at BlackRock from January 1997 to February 2018. There, they were responsible for sourcing, evaluating, executing, monitoring and monetizing illiquid opportunistic investments for the Global Investment Platform. Edward was also a Senior Portfolio Manager and a member of the Special Credit Opportunity Investment Committee, the Chief Operating Officer of Special Opportunities Group, and the BlackRock Global Alternatives Operating Committee. In addition, they communicated investment performance and projected investment activity to high net worth and institutional clients, and assisted in global fund raising activities for new opportunistic funds. Lastly, they developed team members into team leaders.

Edward Mallon attended [Lake Forest College](/org/lake-forest-college) and majored in Bachelor of Arts. Edward then went on to attend St. Mark's School.

Edward Mallon works with Ed Mallon - CIO, Meryem B. Erzi-Colakoglu - Chief Compliance Officer, and Scott Bower - Chief Accounting Officer. Edward Mallon reports to Gal Krubiner, Co-Founder & CEO.

Edward Mallon

Ashok Vaswani is the current President at [Pagaya](/org/pagaya-investments). Prior to this, they have held various positions at different companies, most notably as the CEO of [Barclays](/org/barclays) UK, Chief Digital Officer at [Barclays](/org/barclays), and CEO of Consumer Bank Asia Pacific at Citi Group.

Born in India in 1963, Vaswani moved to the United Kingdom in 1985 to work as a management consultant at AF Ferguson. Ashok then joined Brysam Global Partners as a partner in 2007, before becoming the CEO of [Barclays](/org/barclays) UK in 2010.

Under Vaswani's leadership, [Barclays](/org/barclays) UK has become one of the leading banks in the country. Ashok has also been instrumental in the bank's digital transformation, leading the way in innovative initiatives such as contactless payments and mobile banking.

Vaswani is a highly respected figure in the banking industry, and their experience and expertise are greatly valued by [Pagaya](/org/pagaya-investments).

Ashok Vaswani has a degree in Economics and Accountancy from Sydenham College of Commerce and Economics and is a certified Chartered Accountant from the Institute of Chartered Accountants of India. Ashok also has a [Barclays](/org/barclays) Digital Driving Licence from [Barclays](/org/barclays).

Ashok Vaswani reports to Gal Krubiner, Co-Founder & CEO. Some of their coworkers include Michael Kurlander - CFO, Amol Naik - COO, and Meryem B. Erzi-Colakoglu - Chief Compliance Officer.

Ashok Vaswani

Peter Scherr

Patricia Blanchini

Aser Blanco

Jason Ban

Scott Bower

Mike Cannatella began his career at Moody's Analytics where he specialized in credit risk models. He then ran business development at Finsight before joining Pagaya. As a Vice President of Originations, Mike will be responsible for sourcing and managing Pagaya's partners.

Mike Cannatella

Wei Soo

Daniel Carolan

Meryem B. Erzi-Colakoglu

Richmond Glasgow

Benjamin Blatt

Noga Adani

Leslie Gillin is the former President of Chase Co-Brand Cards, CMO of Citi's Global Consumer Bank and, most recently, CMO of JPMorgan Chase & Co.

As Pagaya's first Chief Growth Officer, Leslie Gillin initially is focusing on building upon Pagaya's partnerships in the banking and financial industry. She oversees business development, partnerships, marketing, and leads growth for not just the company, but for all of its partners.

Leslie Gillin

Previously holding senior positions at several fintech firms (including Credit Karma, TrueAccord, and UK-based Aire Labs), Hass brings a wealth of fintech expertise to his role at Pagaya, spanning business development and leadership, partnerships, operations, and law. Hass will oversee Pagaya’s strategic partnership initiatives.

Jason Hass

Amol is the Chief Operating Officer. He supports Operations, Legal, Compliance & Risk by driving growth and risk management and controls. Amol joined the firm in July 2021 with over 20 years of experience at Goldman Sachs.

Amol Naik

Tami Rosen is recognized as a thought leader and someone who is disrupting the HR field with an agile and people-centric approach. As an accomplished business leader, Rosen has expertise at startups and Fortune 100 companies alike, such as [Atlassian](/org/atlassian), Luminar Technologies, [Goldman Sachs](/org/goldman-sachs) and Apple. Armed with one of the most unique and diversified backgrounds, Rosen helps build [Pagaya](/org/pagaya-investments)’s global people function, scale the business, evolve its culture, continue to attract top talent and enhance the global employee experience.



Tami Rosen

Designed Pagaya’s credit model and system. Previously Chief Credit Algorithm Officer at FundBox. 

Avital Pardo

Former real estate entrepreneur in London  founder of YEC – Young entrepreneur club with dozens of successful graduates.

Yahav Yulzari

General Partner at Viola Group and head of Viola Ventures’ FinTech & Big Data practice.

Investment expertise includes Software, Financial Services, Big Data, and Digital Media.

Avi Zeevi

Raised hundreds of millions of dollars in assets at UBS Investment & Wealth management. Thought leader in innovative & sophisticated credit structure products and Asset-Backed Securities. 

Gal Krubiner

Venture Partner at Oak HC/FT, former Partner and Global Head of Investment Management Technology at Goldman Sachs, and former Chief Information Officer of Fidelity Investments.

Dan Petrozzo

Retired Chairman and CEO of American Express.  He joined American Express Company in 1984 as the President and Chief Executive Officer of IDS Financial Services, now American Express Financial Advisors. Prior to joining IDS, served as a Senior Partner of McKinsey & Company.

Harvey Golub

BlackRock veteran of more than two decades.  Most recently served as Managing Director and Senior Portfolio Manager for Opportunistic Investments within BlackRock’s Global Fixed Income Group and member of BlackRock’s Special Credit Opportunities Investment Committee. A graduate of Lake Forest College.

Ed Mallon

Focused on project management for Pagaya’s Origination Group, Ellis joined Pagaya from the software startup he co-founded, Riveted Labs. Prior to entering the tech industry, Ellis was a Vice President at Pacific Investment Management Company (PIMCO), advising institutional asset allocators. Earlier in his career, he was a consultant at McKinsey & Company.

Theo Ellis

The executive team at Pagaya has a history of working at major companies in a variety of industries. These include Goldman Sachs, Accenture, Google, Capital One, TD Ameritrade, McKinsey & Company, BlackRock, Bank of America, Arthur Andersen, and Deloitte & Touche LLP. They also have a variety of educational backgrounds, including economics and finance, management and finance, operations management, business administration, accounting, law and society/liberal arts, computer science, and business administration and management.

CEO and Executive Team

About

Team members

Other teams at Pagaya

Leadership Team

Board of Directors

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