Jonathan Hernandez

Jonathan Hernandez currently serves as the Chief Lending Officer at State Department Federal Credit Union and is a member of the CU Advisory Board at Freddie Mac. With extensive experience in the credit union sector, Jonathan held various leadership roles at Andrews Federal Credit Union, including Vice President of Lending Operations and Mortgage Lending and Servicing. Prior positions include Vice President of Loan Servicing and Delivery at Chevron Federal Credit Union and Director of Mortgage Servicing at Andrews Federal Credit Union. Earlier experience includes roles at Credit Union Mortgage Association, PenFed Credit Union, Corinthian Colleges, Inc., and Navy Federal Credit Union, covering areas such as real estate counseling, mortgage servicing, and delinquency analysis.