Tammy Smith has an extensive career in the financial services industry, currently serving as a Mortgage Loan Officer at Royal Credit Union since April 2006, where responsibilities include meeting with applicants, utilizing excellent communication skills, and managing office supply inventory. Previous roles at Royal Credit Union included serving as a Home Loan Specialist and Member Account Representative III. Prior experience includes working as a Wireless Sales representative at D. E. Wilkens Inc from February 2002 to April 2006, where responsibilities involved selling telecommunication products and maintaining inventory. Tammy also has a background in bookkeeping at First National Bank of River Falls from January 1998 to March 2001, focusing on customer relations and Federal Reserve wire transfers.