Hande Karaman

Hande Karaman is an experienced professional in the financial sector with a strong background in operations and credit risk management. Currently serving as Operations Director at Token Financial Technologies since September 2021, Hande previously held the position of Merchant Assessment and Operation Manager at hepsipay from January 2017 to September 2021. Hande's career also includes roles at DD Mortgage, a joint venture of Deutsche Bank and Doğan Group, where responsibilities included evaluating consumer financial credibility and managing credit policies. Additional experience includes positions at Akbank and Volkswagen Doğuş Finans, focusing on credit risk evaluation and operations. Hande holds an MBA from Istanbul Kultur University and a degree in Economics from Kocaeli University.