United Overseas Bank
Biju Baby is an accomplished technology professional with extensive experience in banking technology and digital transformation across prominent financial institutions. Currently serving as FVP/Director at UOB since May 2022, Biju leads Tech Delivery for Cards API/Services and MLI and Open Systems. Prior roles at Citi spanned over two decades, including Vice President positions focused on Digital Cards Lending & Rewards and product development, where Biju drove significant transformation initiatives and delivered complex digital solutions across Asia and EMEA markets. Earlier experience includes software development roles at Housing & Development Board and KRAN Systems International, complemented by a Bachelor of Science in Physics from Mahatma Gandhi University and Project Management Professional certification from the Project Management Institute.
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