OPointLoan is a licensed California Mortgage Banking firm with primary expertise in Residential Home Loans.  With a full line of Conventional, Jumbo, FHA, and VA loans, we can get your loan closed for you. Ultimately, our goal is to deliver the best end product at the lowest possible costs.

Jay Patel has been providing a no-nonsense approach lending to his many loyal customers for over 29 years. He believes in sharing his knowledge with his clients to enable them to make the best financial decisions possible. He feels that educating people is the best way to gain trust as well as create loyal customers. Obtaining a mortgage is not just a one-time transaction to Jay. He looks to build a long term relationship and his approach of "Customer First" has allowed him to stay in business this long.

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