Toby Munson is an accomplished finance professional with significant expertise in credit risk analysis and strategy implementation. Currently serving as an Associate Partner and Principal Consultant at 4most since September 2018, Toby has previously held roles as a Credit Risk Consultant. Prior experience includes a position as a Junior Credit Risk Analyst at Sainsbury's Bank - Argos Financial Services, where Toby focused on analyzing and implementing Credit Risk strategies during a 12-month industrial placement. Earlier career roles include Bartender at Tiger Works Bar & Cocktail Lounge and Catering Assistant at Bradgate Park Trust. Toby holds a Bachelor of Science (Hons) degree in Mathematics from Sheffield Hallam University, completed in June 2018.
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