Fan Xu

Fred Xu has a diverse work experience that spans from 2013 to the present. FAN (Fred) started their career as a Research Assistant at the University of Cincinnati in 2013, where they worked on data preparation and analysis for the Department of Biostatistics. In 2013, they also became a Contractor/Statistical Analyst - Onsite Manager at Procter & Gamble, where they gained experience in pharmaceutical research consulting and data manipulation using SAS/SQL/R/JMP.

In 2015, Fred joined Axcess Financial as a Lead Marketing Analyst. Here, they led the Multi MM Direct mail campaign program, which accounted for 45% of the company's total acquisition. FAN (Fred) also introduced a pre-approval process to direct marketing, resulting in a 100% increase in approval rates without adding additional risk. Additionally, Fred built credit risk ensemble models and response models using credit bureau retro data and marketing data, and carried out model validation, scorecard creation, model implementation, and product optimization.

Currently, since 2019, Fred works as a Lead Data Scientist at 84.51°. Specific responsibilities in this role are not mentioned.

Fred Xu earned a Bachelor's degree from Beijing University of Posts and Telecommunications in 2011. FAN (Fred) then pursued a Master's degree in Statistics from the University of Cincinnati from 2011 to 2013. In 2013, they obtained certifications as a SAS Certified Advanced Programmer for SAS 9 and a SAS Certified Base Programmer for SAS 9 from the SAS Institute.