Joseph Smith is an experienced mortgage professional currently serving as a Mortgage Loan Originator at ACNB Bank since April 2024. Prior to this role, Joseph worked as a Personal Account Representative at State Farm and as a Business and Consumer Benefits Advisor at Aflac, where expertise in various insurance products was demonstrated. Joseph has a robust background in mortgage lending, having held positions such as Mortgage Loan Officer at PNC, Loan Officer at ACNB Bank, and Senior Loan Officer at Service 1st Mortgage, among others. Proficient in handling a variety of loans, including FHA and VA loans, Joseph has consistently focused on helping clients achieve their financing goals throughout a career spanning over a decade in the financial services industry.
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