CA Balakrishnan SL is a Chartered Accountant with 25 years of leadership in banking and credit risk across India and the UAE. They began their career at IDBI, where they handled corporate finance and project appraisals, later progressing to various roles at ICICI Bank and Abu Dhabi Commercial Bank, focusing on SME credit underwriting and portfolio management. Currently, they specialize in SME portfolio risk management and credit policy development. Their expertise includes process re-engineering and system automation to enhance financial product offerings.
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