Hela Dahen

Hela Dahen, Ph.D., has an extensive background in finance and risk management, currently serving as Senior Head of Model Development and Stress Testing at Abu Dhabi Commercial Bank since May 2014. Key responsibilities include leading the Internal Capital Adequacy Assessment Process (ICAAP), developing models for Probability of Default (PD) and Loss Given Default (LGD), conducting enterprise-wide stress testing, and performing IFRS9 modeling. Prior to this role, Hela held various positions at the National Bank of Canada from April 2004 to April 2014, where responsibilities included validating credit risk models, managing a validation team, and leading projects related to risk modeling and capital calculations under Basel II regulations. Additionally, Hela has experience as a lecturer at HEC Montréal, contributing to both graduate and undergraduate programs in finance. Hela earned a Ph.D. in finance from HEC Montréal, complementing a master's degree in finance and a bachelor's degree in business administration from HEC Institute Tunis, Tunisia.