Michael Ryberg Hartmann is an accomplished professional with extensive experience in financial services and technology. Currently serving as the Head of Open Banking and Open Finance at Abu Dhabi Commercial Bank, Michael also holds the position of Associate Partner at TFPA, where the focus is on advisory services in fintech and payments. As a Founding Partner at RH Consulting, Michael provides insight on digital transformation and market entry strategies for fintechs in the MENA region. Previous roles include Chief Technology Officer and Chief Business Officer at Fintech Galaxy, where Michael led the development of a prominent Open Banking platform, and Head of Digital Delivery & Transformation at TDC NET, where Michael contributed significantly to the telecommunications sector's transformation. With a strong educational background, including a Master of Science in Information Technology and executive education from MIT Sloan, Michael is recognized for leadership in modern financial services and innovation.
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