ADCB
Michael Ryberg Hartmann is an accomplished professional with extensive experience in financial services and technology. Currently serving as the Head of Open Banking and Open Finance at Abu Dhabi Commercial Bank, Michael also holds the position of Associate Partner at TFPA, where the focus is on advisory services in fintech and payments. As a Founding Partner at RH Consulting, Michael provides insight on digital transformation and market entry strategies for fintechs in the MENA region. Previous roles include Chief Technology Officer and Chief Business Officer at Fintech Galaxy, where Michael led the development of a prominent Open Banking platform, and Head of Digital Delivery & Transformation at TDC NET, where Michael contributed significantly to the telecommunications sector's transformation. With a strong educational background, including a Master of Science in Information Technology and executive education from MIT Sloan, Michael is recognized for leadership in modern financial services and innovation.
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ADCB
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Established in 1985, ADCB places its focus on the UAE where it helps to make a significant contribution to the economy and community it serves. Their aspiration to be the number bank of choice in the UAE is fueled by the strength and effectiveness of their strategy. Guided by their values of Integrity, Care, Ambition, Respect, and Discipline and by putting their customers at the center of our decision-making, ADCB has become a highly-recognized brand, trusted by their stakeholders.