Ramya Manoharan

Ramya Manoharan has extensive experience in risk management and analytics, currently serving as a Senior Manager for Corporate Policy at Abu Dhabi Commercial Bank since September 2007. In this role, responsibilities include the development and implementation of policies to mitigate Credit Risk within Wholesale Banking and Private Accounts, in collaboration with Product teams. Prior positions include Manager of Risk Analytics and Manager of Retail Analytics, focusing on report design and stakeholder needs assessment. Previously, Ramya worked as Manager of Collection Strategy at Citigroup Global Services Ltd from 2003 to 2007. Educational qualifications include a Post Graduate Diploma in Data Science from the International Institute of Information Technology Bangalore and a B.Sc. in Computer Science from Lady Violet College for Women, Madras University.