Rafel Sauri

Rafel Sauri has a strong background in credit risk management and leadership roles in the financial industry. Rafel most recently worked as the Managing Director at Advancing.es, starting in October 2020. Prior to that, they held the position of Managing Director - Country Manager at Wonga.com Spain from January 2016 to December 2019. In this role, they led a team of 40 people and implemented a sustainable growth business strategy for a digital consumer finance business.

Before joining Wonga, Rafel worked at GE Capital as the Credit Risk Director for GE Capital Bank Spain from June 2013 to June 2015. In this role, they led a team of 22 people and developed a credit risk management framework for multiple loan portfolios. Rafel successfully executed three debt sales during their tenure.

Prior to GE Capital, Rafel worked as the Credit Risk Director for BBKGE Kredit JV, a joint venture between BBK and General Electric Capital Bank. Rafel held this position from April 2008 to June 2013, where they managed $500 million in assets and built a credit risk management framework for personal loans and sales finance.

Before joining BBK, Rafel served as the Credit Risk Director for BanSabadell Fincom JV, a joint venture between Banc Sabadell and General Electric Capital Bank. Rafel held this position from February 2006 to March 2008, where they played a key role in consolidating the JV's position in the Spanish consumer financial market.

Earlier in their career, Rafel worked as a Senior Credit Risk Analyst at Barclays Bank UK from March 2004 to July 2005, and at GE Capital from July 2000 to February 2004.

Overall, Rafel Sauri has a wealth of experience in credit risk management, leadership, and business strategy in the financial industry.

Rafel Sauri's education history begins with their enrollment at the Universitat Politècnica de Catalunya in 1989, where they pursued a Bachelor's degree in Statistics. Rafel successfully completed the program in 1993. Later, from 1995 to 1999, Rafel attended the Universitat de Barcelona and obtained a Licenciado degree in Economics. Following this, in 1999 and 2000, they further enhanced their academic qualifications by enrolling in the Institut d'Estudis Financers, where they completed a Postgraduate Degree (PGCert) in Finance. Lastly, in the year 2012 to 2013, Rafel enrolled in the IESE Business School's PDG - General Management Program, emphasizing Business Administration and Management, which they successfully completed during that period.