Hong Lin, PhD, possesses extensive experience in economics and quantitative analysis, with a strong focus on employment contracts and behavioral economics during a PhD program at the University of Maryland College Park from 2012 to 2018. This work involved designing optimal employment contracts for workers with varying levels of procrastination. Hong served as an instructor and teaching assistant at the University of Maryland between 2014 and 2015. Following this, Hong advanced to the role of Principal Quantitative Analyst at Capital One from 2018 to 2021, emphasizing risk prediction in commercial loans through machine learning and statistical modeling. Currently, Hong is the MR Analytics Lead at Affirm, where responsibilities include leading analytics initiatives and managing quantitative analysis. Academic credentials include a Doctor of Philosophy in Economics from the University of Maryland College Park, a Master's in Economics from Peking University, a Master's in Finance from The University of Hong Kong, and a Bachelor's in Electrical Engineering from Tsinghua University.
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