Yao Lu is a finance professional with extensive experience in analytics, risk management, and compliance. Currently serving as a Merchant Pricing Analytics and Strategy expert at Affirm since June 2021, Yao previously held significant roles at American Express as Manager/Senior Manager in Risk Management, focusing on Global Merchant & Network Services from August 2015 to June 2021. Prior experience includes a Compliance Officer position at HSBC from April 2014 to July 2015 and a Consultant role in Valuation & Financial Risk Management at Navigant between January 2012 and March 2014. Yao also gained early experience as a Research Analyst at the Darwin Fenner Student Managed Fund in 2011. Academic credentials include a Master in Finance from Tulane University's A.B. Freeman School of Business and a Bachelor in Finance from Shanghai University of International Business and Economics.
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