Yuan Yao is a seasoned professional in risk management with extensive experience in the financial technology sector. Currently serving as a Sr. Merchant Risk Manager at Affirm since April 2019, Yuan Yao focuses on enhancing end-to-end merchant lifecycle risk management capabilities, covering onboarding, monitoring, and collections. Previously at PayPal from February 2013 to April 2019, Yuan Yao held positions as Lead Risk Analyst and Sr. Risk Analyst, overseeing risk management for the North American commercial segment and engaging in fraud detection and credit management. Additionally, during an internship at PayPal in 2012, Yuan Yao contributed to the development of the Agent Allocation Framework. Educational qualifications include a Master's degree from Texas A&M University and a Bachelor's degree from Tsinghua University.
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