Rick Bare

Mr. Bare is responsible for the overall strategic direction, growth, and all other aspects of AFS. Additionally, he advises and supports the AFS Chairman and the Board on activities and initiatives.

He joined AFS in 2001 as the Chief Financial Officer and has held multiple positions, including General Manager for AFSCommerce, the AFS fully managed private cloud offering. Under his direction, AFSCommerce has grown into the nations largest real-time, straight-through commercial lending delivery mechanism for the industry.

Prior to joining AFS, Mr. Bare served as Chief Financial Officer at two financial services technology firms, where he developed and implemented long-term strategic plans and utilized strategic acquisitions to expand product offerings and market share. Mr Bare also spent seven years with Big 4 accounting and consulting firm Pricewaterhouse Coopers, where in the role of manager he was responsible for delivering services to a diverse client base.

Mr. Bare earned a B.S. in accounting with highest distinction from the Pennsylvania State University and a MBA with concentration in MIS from Villanova University.