Joe Yang is currently the Director of Quant Risk at Agora Data, Inc., where they focus on auto finance origination risk models, fraud detection, and loss forecasting. Previously, Joe held significant roles at Citigroup as Senior Vice President, at Santander Consumer USA as Director, and at Dell Financial Services as Senior Manager. Joe also served as Vice President at J.P. Morgan Chase early in their career. They earned an MS in Statistics from Florida State University, a degree in Computational Finance from Carnegie Mellon University, and a BS in Applied Mathematics from Beijing Institute of Technology.
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