Muhammad Zain

Muhammad Zain has a strong background in corporate banking and Islamic finance. Muhammad worked as an Assistant Relationship Manager at ahlibank from October 2018. In this role, they were responsible for preparing credit proposals, conducting financial analysis, and conducting macroeconomic research.

Prior to that, Muhammad worked at Bank Al Habib Limited from January 2015 to September 2018. Muhammad held various roles, including Relationship Manager and Relationship Associate. In these positions, they managed corporate and SME credit portfolios, conducted financial analysis, and prepared credit applications.

Muhammad also interned at Pakistan State Oil Company in 2010, where they gained practical experience in the industry. Additionally, they interned at Invest Capital Investment Bank in 2009, where they focused on equity research.

Overall, Muhammad's work experience showcases their expertise in credit analysis, financial modeling, and industry research in the banking and finance sector.

Muhammad Zain's education history begins in 2006 when they started their Bachelor of Business Administration degree in Finance at Bahria University. Muhammad completed this degree in 2010.

In 2012, Zain pursued a Master of Business Administration (M.B.A.) with a concentration in Finance at the same university, which they completed in 2012 as well.

After their Master's, Zain obtained additional certifications. In 2012, they obtained the Junior Associateship of IBP (JAIBP) from The Institute of Bankers of Pakistan.

In 2016, Zain obtained the Islamic Banking Certificate Course in Islamic Banking and Finance from the National Institute of Banking and Finance (State Bank of Pakistan), Islamabad.

Earlier, in 2012, they obtained a Postgraduate Diploma (PGD) in Islamic Banking & Finance from the Centre for Islamic Economics (CIE).

In 2014, Zain started pursuing the CFA Programme, specifically focusing on Level II. Muhammad is currently a candidate for this program at the CFA Institute. The specific field of study for this program is Finance and Financial Management Services.