Bread

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Bread Financial offers personalized payment, lending, and savings solutions. They provide customers and partners with a wide range of digitally enabled options that are easy, empowered, and flexible financially. Their service includes credit card facility, loan options, and flexible payment options.

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Ralph Andretta
President & CEO

Ralph Andretta

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Valerie Greer
EVP & Chief Commercial Officer
Brandy Sullivan
SVP & Chief People & Culture Officer
Mike Boghosian
SVP, Chief Data Officer
Robert Esque
SVP & Chief Risk Officer
Joe Motes
EVP & CAO, General Counsel & Secretary
Baron Schlachter
SVP, Card Services & President, Comenity Bank
Tammy McConnaughey
EVP, Operations & Credit Risk
Wes Hunt
SVP, Operational Excellence
Shannon Andrick
VP, Business Strategy
Jeffrey Hammonds
VP, Diversity, Equity, Inclusion & Belonging
Chris Lauderback
Vice President, Customer Care