Ralf Winter is currently the Head of Sales for Cooperative Banks South at Allianz, a role they have held since 2011. Prior to this, Ralf served as the Marketing and Sales Chief at Genossenschaftsverband Bayern e.V. from 1992 to 2007, and held various positions including Marketing Consultant at BayernLB and Bank Advisor at Kreissparkasse Augsburg. Ralf also led a cooperative bank as its Executive Board Member from 2007 to 2011. Ralf is pursuing a degree in Diplom-Kaufmann with a focus on Controlling, Auditing, and Marketing at Universität Augsburg.
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