Heather Caffoe

Heather Caffoe is an experienced actuary currently serving as P&C Actuary Manager at Allstate since September 2025. Prior to this role, Heather held various positions at Berkley North Pacific Group from March 2020 to March 2025, including VP, Chief Actuary, AVP, Actuary, and Director of Actuarial. Heather spent almost a decade at Mutual of Enumclaw, where responsibilities included Senior Pricing Actuary and Personal/Commercial Product Manager roles, overseeing pricing functions and ensuring regulatory compliance. Heather's actuarial career began at Mutual of Enumclaw with positions such as Actuary, Manager, Associate Actuary, and Actuarial Analyst. Heather holds a Bachelor of Science degree in Mathematics - Actuarial Science from Central Washington University and additional education from the University of Washington.