Michael Smith

Michael Smith possesses extensive experience in financial management and risk analysis within the mortgage and housing sectors. Notable positions include Business Manager at Fannie Mae, where responsibilities included managing mortgage portfolio acquisitions, and Senior Financial Engineer, providing critical financial modeling support for new product development. At Freddie Mac, Michael served as Execution & Market Analysis Director, delivering financial analysis to support internal and external clients. Currently, as Risk Manager at Ally Financial Inc., responsibilities focus on risk management and valuation for significant capitalized assets. Additional roles include Secondary Marketing Manager and Deputy Director Finance at the Maryland Department of Housing. Educational qualifications include an MS in Finance from the University of Baltimore and a BA in Economics from the University of Maryland Baltimore County.