Hermine Marapyan is a seasoned professional in retail credit risk management, currently serving as a Senior Credit Risk Manager at Ameriabank CJSC since 2023. Previously, they held the position of Chief Credit Risk Specialist at CJSC VTB Bank (Armenia) from 2022 to 2023, and led the Retail Credit Risks Division at Inecobank CJSC from 2018 to 2022. Hermine began their career in various roles within the retail credit risks team and has a Master's degree from the National Polytechnic University of Armenia, which they earned from 2000 to 2006.
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