Himanshu Kumar

Himanshu Kumar is a Senior Credit Risk Analyst at American Express, where they have developed and enhanced machine learning models that optimize credit strategies. With a degree in Mining and Mineral Engineering from IIT BHU, Himanshu brings a strong analytical foundation to their role. They have led initiatives delivering over $10 million in projected PTI impact and drive model governance and risk monitoring efforts. Previously, Himanshu gained experience through internships at CSIR and Xpressbees, and served as a Consultant at EXL, where they tracked key metrics for consumer credit card initiatives.