Sumit Kumar

Sumit Kumar is an experienced finance professional currently serving as Vice President of Risk Decision Science at American Express, overseeing operations in Singapore and Bangalore. Since joining American Express in June 2010, Sumit has played a pivotal role in developing and validating credit risk models, appraising credit for business customers, and updating proprietary risk models using data mining and predictive modeling tools. Prior experience includes a managerial position at Bank of Baroda, where responsibilities encompassed risk evaluation and credit monitoring for SME loans, as well as a summer internship focused on financial valuation and risk analysis at Reliance Infrastructure Limited. Sumit began his career as Center Incharge at Erudite Educational Centre, effectively managing a large educational institute and launching a successful revenue-generating program. Educational qualifications include an MBA in Finance from SVKM's Narsee Monjee Institute of Management Studies and a B.Com in Accountancy from Goenka College of Commerce and Business Administration.