Toby Willard is the SVP and CFO of International Card Services at American Express, where they lead a team of over 150 finance professionals. They have a strong background in finance, having held various roles at American Express since 2004, including Head of Investor Relations and SVP of Global Merchant & Network Services. Previously, Toby worked at Bank of America as a Financial Analyst and served as CFO at Robert Trent Jones II, LLC, where they played a key role in reversing financial losses. Toby earned an MBA in Finance from Columbia Business School and a BA in Economics from the University of Virginia.
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