Xinran

Xinran Ma is a Senior Manager at American Express since April 2019, focusing on Risk and Consumer Initial Line. Prior experience includes roles as a Manager and Senior Analyst in Consumer Risk Pricing, and a Business Analyst in Global Merchant Services and B2B Development. Xinran's internship experiences span various companies, including a Spring Intern at Cambridge Information Group and a Summer Associate Intern at Strategy&, part of the PwC network. An Investment Banking Summer Intern at China Bridge Capital, Xinran assessed investment opportunities in the AI industry, conducted independent research, and prepared financial analyses. Academic contributions include serving as an Undergraduate Research Assistant and Teaching Assistant at Columbia University, where Xinran earned both a Master of Science in Operations Research and a Bachelor of Arts in Financial Economics with a Mathematics Concentration.