Jo Ham is an experienced Risk Manager currently serving as the Financial Crime Response Lead at ANZ Pacific. With a background in both Institutional and Retail Banking, Jo has developed strong expertise in credit risk and regulatory developments. Jo has held various roles at ANZ, including Senior Risk Analyst and Head of Governance, Retail Risk. Jo's educational background includes a Bachelor of Laws from Deakin University and a Master of Laws from the University of Melbourne, in addition to a Bachelor of Commerce in Economics and Finance from the same institution.
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