Margot Carruthers

Margot Carruthers is a seasoned professional with over 15 years of experience in commercial banking, currently serving as the Senior Manager of Cash, Devices, and Third Parties at ANZ. With a focus on digital transformation and operational excellence, Margot specializes in program delivery and strategic implementation using agile methodologies. Margot combines a robust understanding of risk management with a talent for aligning business strategies and customer needs to drive impactful results. Margot holds a Graduate Certificate in Applied Finance, a Diploma of Financial Planning, and a Bachelor's degree in Agricultural Economics.