Smita S. is currently a Senior Manager of Credit Policy & Portfolio at ANZ, with a background in financial risk management. Previously, Smita led a team in Consumer Credit Assessment at ANZ Pacific Operation from 2014 to 2017, overseeing credit underwriting and loan fulfillment functions. Smita's earlier experience includes a role as a Personal Finance Executive at HFC from 2004 to 2007. Academically, Smita has obtained a Professional Diploma in Business Management and a Postgraduate Certificate in Business Administration and Management from The University of the South Pacific.
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