Utkarsh Sharma

Utkarsh Sharma is a professional with extensive experience in credit risk analytics and model validation, currently serving as an Associate Manager at ANZ since November 2023. Previously, Utkarsh held the position of Manager - Credit Risk Analytics and Innovation at HDFC Bank, where tasks included pre-deployment validation of credit risk models and driving model monitoring processes using statistical and machine learning techniques. Prior experience includes roles as an Analyst and Intern in the Credit Risk Decision Modelling Team at HSBC, focusing on statistical analysis and presenting results for data-driven decision-making in credit risk management. Utkarsh completed a Programmer Analyst Trainee program at Cognizant, showcasing skills in SQL and web development. Academic credentials include a Master of Technology in Artificial Intelligence and Machine Learning from BITS Pilani, a Post Graduation Program in Data Science and Engineering from Great Lakes Institute of Management, and a Bachelor of Technology in Computer Science and Engineering from Guru Gobind Singh Indraprastha University.