AperiData
Stephen Ashworth is currently the Chief Executive Officer at AperiData since October 2020. Prior to that, they were the Director at 10x Consulting Ltd since October 2013. Before their role at 10x Consulting Ltd, they were the Head of Credit Risk Infrastructure and Data at Lloyds Banking Group from May 2012 to September 2015. Stephen also served as the Vice President of Risk Management at First Data Corporation from November 2006 to May 2012. Earlier in their career, they worked as a Senior Risk Manager at GE Money from April 2005 to November 2006, and as a Risk Manager at MBNA Europe from August 1997 to March 2005.
Stephen Ashworth attended The University of Manchester from 1993 to 1996. Stephen did not obtain a degree during this time. Later on, they pursued studies in Financial Management at ACCA, although the specific duration is not provided.
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AperiData
AperiData is an FCA authorised credit bureau and Open Banking Account Information Service Provider (AISP) that uses financial data to transform credit scoring. Through connections to the UK's largest banks, we use the power of Open Banking to make credit assessments better, faster and fairer for consumers and financial institutions alike. Wego beyond traditional credit scoring, providing a comprehensive real time view of a consumer's creditworthiness and through the immense depth of data, we are revolutionising credit scoring and lending processes that power instant, responsible, and ethical credit decisions. What sets us apart is our decades of global experience in the world of credit risk management and data analytics, providing us with an in-depth understanding of client needs, as well as an unparalleled insight into the best services and processes that can be derived from the Open Banking initiative. This experience is embedded in not only our technology solutions but also in our proprietary delivery methodology, which enables us to efficiently implement the right solution for every client. To find out more about AperiData visit our website.