Chris Harding currently serves in a strategic role at AppFolio, Inc. focusing on AI adoption, governance, and enterprise risk management since January 2023. Previously, Chris worked as a management consultant at FV CONSULTING from November 2020 to January 2023, specializing in strategy and risk management. As the founder of MaliVest from October 2019 to March 2022, Chris established a prop-tech business aimed at reducing tenant default risks while providing early access to rental income, achieving a successful exit in March 2022. Chris also held director-level positions at LendingClub, where risk governance structures were developed for OCC bank readiness, and at KPMG, where various risk consulting products and practices were initiated and led, including the launch of the Dynamic Risk Assessment product in the US. Chris's career began as an internal auditor in South Africa, supporting multiple industries through risk-based audits. Chris holds a Bachelor of Commerce with Honors in Accounting and Internal Audit from the University of Pretoria.
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