Tom Owen

Tom Owen has over three decades of experience in the insurance and environmental consulting industries. Currently serving as Vice President of Applied Financial Lines at Applied Underwriters since August 2021, Tom specializes in Architects & Engineers, Miscellaneous Professional Liability, Contractors Professional, and Excess Professional insurance. Prior to this role, Tom was Executive Vice President at DUAL North America, focusing on Specialty Casualty, including Environmental, Professional Liability, and Contractors Liability. Earlier career positions include Senior Underwriter roles at Freberg Environmental and United Capital Insurance Company, as well as underwriting positions at ECS Underwriting Inc and ENVIRO SCIENCES, INC, where Tom began as a Project Manager in environmental consulting. Tom holds a Bachelor's degree in Biology from Gannon University.