ARCsys
Howard has over 40 years of progressive financial services industry expertise that includes senior executive positions in the savings and loan, regulatory, investment banking, commercial, and community banking disciplines. He has considerable experience in financial institution start-ups, value creation, turn-around, work-outs, mergers, acquisitions, operations and equity development. Howard holds a BBA in Business Administration and an MA in Real Estate Finance from the Terry College of Business, University of Georgia. He is a former member of the Federal Reserve Bank 5th District Operations Advisory Committee; a founding member of the National Association of Financial Professionals; and a founding member of the National Association of Review Appraisers and Mortgage Underwriters.
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