Erman Alp is a seasoned credit risk professional currently serving as the Head of Credit Risk at Arf. With over 13 years of experience in banking, trade credit insurance, and fintech, Erman has developed expertise in company scoring, credit limit decisions, and portfolio management. Prior to their role at Arf, they worked as a Senior Credit Underwriter at Allianz Trade in Turkey and as a Credit Analyst and Enhance Information Specialist at Coface. Erman holds a Bachelor's degree in Business Administration and Management from Orta Doğu Teknik Üniversitesi and a Master of Arts in Film and Television from İstanbul Bilgi Üniversitesi.
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