Empowering Afghanistan Through Digital Finance & Microfinance

Aurum Afghanistan (AurumPay) is a licensed FinTech company operating under the regulatory oversight of Da Afghanistan Bank (DAB) as an Electronic Money Institution (EMI) and Microfinance Institution (MFI). Since our inception in February 2022, we have been at the forefront of digital financial inclusion, offering secure, efficient, and Sharia-compliant solutions to individuals and businesses nationwide.  

Our Services 
1. AurumPay (EMI Services)  
   - Mobile money & digital wallets  
   - Agent-based cash-in/cash-out services  
   - Customized payment solutions for businesses  
   - Low-cost, instant transactions  

2. AurumPay (MFI Services)
   - Sharia-compliant financing for SMEs & individuals  
   - Branch and agent-driven micro-lending  
   - Financial inclusion initiatives in underserved regions  

Our Reach & Growth 
📍 Headquarters: Kabul, Afghanistan  
📌 95+ branches and a nationwide owned /agent/sub-agent network  
🚀 Expanding digital and microfinance services to every corner of Afghanistan  

Regulatory Compliance & Industry Leadership  
✔ Licensed by DAB (NBFS-EMI/Microfinance)  
✔ Active member of:  
   - Aurum Microfinance Association (AMA)  
   - Afghanistan Digital Payment Association (ADPA)  
✔ Fully compliant with Islamic finance principles  

Our Mission

To reduce transaction costs, create a meaningful impact on the lives of the afghan people through our Islamic microfinance tailored made solutions, Enhance financial access, financial inclusion and drive economic empowerment through technology-driven solutions tailored for Afghanistan’s dynamic market.  

Join us in building a financially inclusive future!  

#FinTech #DigitalPayments #Microfinance #IslamicFinance #FinancialInclusion #AurumAfghanistan

AurumPay

Org chart

Teams

Offices