Riya Midla is a Credit Manager at Auxilo Finserve Private Limited since September 2022, previously serving as Branch Credit Manager at HDB Financial Services Ltd. from June 2019 to May 2022. Riya has expertise in secured and unsecured lending, credit appraisal, risk identification and mitigation, and evaluation of loan structures in line with company policies. Responsibilities included assessing customer creditworthiness and managing branch portfolios to identify risk areas. Riya began her career as an Internship Trainee at Punjab National Bank in 2018, gaining foundational experience in banking procedures and advising clients on financial matters. Riya holds an MBA in Financial Administration from Prestige Institute of Management & Research, completed in 2017.
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